Loan Services


Richland State Bank offers competitive loans for qualified individuals and businesses of all sizes.

Commercial Loans

We appreciate those who trust us to help them succeed. Whether you are a sole proprietor, partnership, corporation, LLC, farmer or church, we can help you reach your goals through the wise use of credit.

Consumer Loans

We all need help from time to time. RSB can structure a loan to meet your need, whether it be unsecured, an automobile loan or a home equity line of credit.

Real Estate and Mortgage Loans

Experienced lenders can explain your options when it comes to long term mortgages, short-term construction or bridge loans. We can help you remodel, build your dream home or buy a lot on the lake.