Mortgage Center

Richland State Bank provides comprehensive mortgage lending to our customers with a high degree of trust, knowledge, respect and convenience. We understand how important it is for everyone to achieve the dream of homeownership and we can make that dream come true. With our team of mortgage experts we make the process quick and easy. We offer free approvals and quick closings, many times within a couple of weeks from application! Richland State is on the cutting edge of mortgage lending and we hope you will allow us to help with your entire mortgage lending needs. Our #1 goal is exceptional customer service and with our team, we consistently exceed that goal. With a favorable interest rate market, now is the time to purchase a home, refinance your existing home for a lower rate, a shorter term, to consolidate debt, for home improvements or to just put cash in your pocket, Richland State Bank can help you do it! Call or email one of our loan professionals today so we can help you reach your goals!

The Mortgage Center offers:

  • 102% Purchases (no money out of pocket & no PMI)

  • USDA Rural Housing Program

  • Home Improvment

  • Debt Consolidation

  • New Construction

  • Self-Employed Programs


Unsure about how much you can afford? Use our Mortgage Calculators to find out.


We can give you same-day pre-qualifying (many times within one hour!), so call us today at one of these numbers:

1-866-776-5856 (Toll Free)

1-318-322-8338 West Monroe

1-318-377-3636 Minden

1-318-699-8412 Monroe


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