Richland Earns 43rd Consecutive Five-Star Rating 

April 2010: BauerFinancial, Inc., Coral Gables, Florida is proud to announce that Richland State Bank has earned its highest 5-Star Superior rating for financial strength and stability. BaueFinancial, the Nation's Bank Rating Firm, has been analyzing and reporting on the nation's banks for over 25 years. The rating is based on the overall financial picture of the bank, and 5-Star rating indicates that Richland State Bank is one of the strongest banks in the nation. This is the 43th consecutive quarter that Richland State Bank has earned this highest honor for 10 straight years.

"The unstable economic picture, both on Wall Street and on Main Street, makes it all the more important to recognize those financial institutions that are strong and stable." Bauer Financial president Karen Dorway said. "The institutions that played by the rules and did not compromise their lending standards are the saome institutions that stand ready to help build the economy back up. Richland State Bank is an excellent example ot this commuinty.

Richland State Bank was established in 1902 and has been serving the banking needs of its neighbors and friends for 108 years. It operates through eight conveniently located offices in Rayville, Mangham, Minden. Monroe, West Monroe, and Oak Grove and can be found on the Internet at www.richlandbank.net.

Richland State Bank; "Rich in tradition. Rich in service."

BauerFinancial, INC. is the nation's leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U. S. banks, and credit unions since 1983. No institution has paid for its rating, nor can it be eluded.