Reliable, Secure and Loyal 

June 2014: BAUERFINANCIAL, INC., Coral Gables, Florida, the nation’s bank rating firm, commends Richland State Bank, Rayville, Louisiana for proving once again that it is a steadfast and invaluable partner to the communities it serves.  

The FDIC touts the benefits of community banks, saying they are “important providers of credit to small businesses and serve hundreds of counties and thousands of communities that are overlooked by larger noncommunity institutions.” (FDIC Quarterly 2014, Volume 8, No. 2.)

Karen L. Dorway, president of BauerFinancial, added, “Community banks, like Richland State Bank, that have been able to earn and maintain Bauer’s top rating for strength and security reflect that deep-rooted sense of loyalty to the local community.”   

Richland State Bank’s latest 5-Star rating is based on March 31, 2014 financial data and signifies that it is one of the strongest banks in the nation. What’s more, having earned and maintained this top 5-Star rating for 60 consecutive quarters, puts Richland State Bank in an even more elite group of “Exceptional Performance Banks”, a designation reserved for those institutions that have earned 5-Stars for ten consecutive years or longer.   

Richland State Bank was established in 1902 and has been a dedicated and reliable community partner for 112 years. It currently operates through nine conveniently located branch offices in Rayville, Mangham, Minden, Monroe, West Monroe, Oak Grove and Bastrop. Richland State Bank ( is a member of the FDIC and an Equal Housing Lender.  

Richland State Bank: “Rich in tradition. Rich in service.”  

BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution pays BauerFinancial to rate it, nor can any choose to be excluded. Consumers may obtain free star-ratings by visiting